Past Performance

 

TSP Millionaire System* vs. Thrift Savings Plan Funds+: 2010 - 2019 Annual Returns

 

TSPM

System

G Fund F Fund C Fund S Fund I Fund
2010 26.17% 2.81% 6.71% 15.06% 29.06% 7.94%
2011 21.90% 2.45% 7.89% 2.11% -3.38% -11.81%
2012 22.96% 1.47% 4.29% 16.07% 18.57% 18.62%
2013 18.72% 1.89% -1.69% 32.45% 38.36% 22.12%
2014 14.47% 2.31% 6.73% 13.78% 7.80% -5.27%
2015 2.49% 2.04% 0.91% 1.46% -2.92% -0.51%
2016 10.63% 1.82% 2.91% 12.01% 16.35% 2.10%
2017 10.46% 2.33% 3.82% 21.82% 18.22% 25.42%
2018 -3.88% 2.91% 0.15% -4.41% -9.26% -13.43%
2019 -4.72% 2.24% 8.68% 31.45% 27.97% 22.47%
Total 194.78% 24.63% 47.86% 257.52% 241.90% 76.48%

* TSPM System performance data from 2010 to 2012 are based on backtesting our old TSPM Monthly System. TSPM System performance data in 2013 are based on actual returns from our old TSPM Monthly System.  TSPM System performance data from 2014 onward are based on actual returns from our current TSPM System, which is based on daily analysis of the TSP Funds.

+ TSP Fund data is from www.tsp.gov.  TSP Millionaire is not associated with the Thrift Savings Plan or the United States Government.

Your Money

What do these numbers mean in terms of actual money?  Well, let's say you started at the beginning of 2009 with $10,000, and you never contributed another cent.  If you had invested it using the TSP Millionaire System or in any one of the five TSP Funds, at the end of 2018, you would have had, respectively:

TSPM

System

G Fund F Fund C Fund S Fund I Fund
$29,478 $12,463 $14,786 $35,752 $34,190 $17,648

 

Other Performance Measures

There are many other ways to measure investment performance over time.  The Thrift Savings Plan website also includes comparisons of Average Annual Returns, Monthly Returns over the Past 12 Months, and Year-to-Date Returns for the G, F, C, S, and I Funds as well as the L Funds.  So we have directly compared the TSP Millionaire System to the Thrift Savings Plan based on these same performance metrics.  The L Funds are not included here as they are comprised of different combinations of the main five Thrift Savings Plan Funds.  You can see their performance on the Thrift Savings Plan website here.

TSP Millionaire System vs. Thrift Savings Plan Funds: Average Annual Returns

(As of December 2018)

 

TSPM

System

G Fund F Fund C Fund S Fund I Fund
1-Year -3.88% 2.91% 0.15% -4.41% -9.26% -13.43%
2-Year 3.04% 2.62% 1.97% 7.91% 3.57% 4.20%
3-Year 5.51% 2.35% 2.28% 9.26% 7.67% 3.50%
4-Year 4.75% 2.27% 1.94% 7.26% 4.92% 2.48%
5-Year* 6.62% 2.28% 2.88% 8.53% 5.49% 0.88%
10-Year 16.89% 2.30% 3.73% 13.17% 13.68% 6.48%

* Average Annual Return since the current TSP Millionaire System was implemented.

TSP Millionaire System vs. Thrift Savings Plan Funds: Past 12 Monthly Returns

 

TSPM

System

G Fund F Fund C Fund S Fund I Fund
2019            
January -2.12% 0.23% 1.07% 8.01% 11.64% 6.60%
February 0.20% 0.20% -0.06% 3.21% 4.98% 2.55%
March 0.23% 0.23% 1.93% 1.95% -1.03% 0.71%
April 0.15% 0.21% 0.02% 4.05% 3.69% 2.92%
May -3.60% 0.21% 1.77% -6.36% -6.99% -4.69%
June 0.19% 0.19% 1.26% 7.04% 6.80% 5.94%
July 0.18% 0.18% 0.21% 1.44% 1.64% -2.09%
August -0.06% 0.18% 2.60% -1.59% -4.19% -1.77%
September -0.20% 0.14% -0.54% 1.87% 1.06% 2.87%
October 0.21% 0.14% 0.28% 2.16% 1.93% 3.60%
November 0.04% 0.14% -0.05% 3.63% 4.54% 1.15%
December 0.04% 0.14% -0.08% 3.01% 2.15% 3.24%
Total Return -4.72% 2.24% 8.68% 31.45% 27.97% 22.47%

 

TSP Millionaire System vs. Thrift Savings Plan Funds: 2019 Year-to-Date (As of December 31)

TSPM

System

G Fund F Fund C Fund S Fund I Fund
2.24%

8.68%

31.45% 27.97% 22.47%

-4.72%

L

Income

L 2020 L 2030 L 2040 L 2050
7.60% 9.38% 17.60% 20.69% 22.47%